OFAC sanctions screening on every buyer and co-buyer
Before a deal can be marked sold, the buyer (and co-buyer, if there is one) is screened against the U.S. Treasury OFAC sanctions lists — the SDN list plus the consolidated list, including AKAs/aliases. The list is refreshed daily by an automated job, and a fuzzy name matcher (Jaro-Winkler) catches spelling and transliteration variants so a near-match still flags. It deliberately over-flags so a real hit is never missed — a person reviews and clears each potential match, and an unresolved hit blocks the sale.
- Buyer and co-buyer screened against the OFAC SDN + consolidated lists (with aliases)
- Daily automatic list refresh from the U.S. Treasury source
- Fuzzy Jaro-Winkler matching tuned for recall, so close spellings still flag
- Unresolved potential match blocks “mark sold” until a person reviews it
Red Flags identity checklist, attested and on file
A built-in Red Flags Rule identity checklist lives right in the deal: ID document presented, name matches, ID not expired, address matches, photo matches. Confirm all five and the check clears; if anything is off, the rep records a note explaining how it was resolved — and either way it becomes a completed, attested, timestamped record tied to the deal and the user who signed off.
- Five-point ID check: document, name, expiration, address, photo
- Discrepancy notes captured when an item does not match
- Completed checks are timestamped and tied to the rep who attested them
- Recorded as part of the deal, not a loose form
FTC notice templates, audit log, and document reminders
GLBA Privacy, Risk-Based Pricing, and Adverse Action notices ship as ready-to-fill templates that pull deal and customer details into clean printable documents. Every compliance action — screenings, ID checks, incidents, resolutions — writes to a full audit log, and your stored documents can carry expiration dates that trigger automatic reminders before they lapse. A separate FTC Safeguards Rule workspace tracks your qualified individual, risk assessments, employee training, and incident response.
- GLBA Privacy, Risk-Based Pricing, and Adverse Action notice templates
- Full audit log across every compliance action
- Document storage with expiration reminders before a doc lapses
- FTC Safeguards workspace: qualified individual, risk assessments, training, incidents
Dealer compliance software FAQ
What the compliance tools do — and what they don’t.
What exactly does the OFAC check do?
It screens the buyer's and co-buyer's names against the U.S. Treasury OFAC sanctions lists (SDN + consolidated, including aliases), refreshed daily, using fuzzy name matching. It flags potential matches for a person to review, and an unresolved hit blocks the sale.
Is this full KYC or ID verification?
No — and we want to be clear about that. OFAC screening is name-match only: there is no third-party identity-verification or KYC vendor, and the system does not scan, OCR, or validate the authenticity of an ID document. The Red Flags step is a structured checklist your staff completes and attests to; the human still inspects the ID.
Does it pull credit or report to bureaus?
No. There are no credit-bureau pulls and no bureau reporting. The Adverse Action and Risk-Based Pricing items are static notice templates you fill from the deal — they don't fetch credit data or make a credit decision for you.
Are the FTC notices legal advice or guaranteed compliant?
No. The GLBA Privacy, Risk-Based Pricing, and Adverse Action documents are template forms you complete and review. AutoDealer.io is not a law firm and does not provide legal, tax, or compliance advice. You remain responsible for confirming your notices and procedures with your own counsel.
Can I export records for an audit or a data request?
Yes. Every compliance action is written to a full audit log, documents are stored with optional expiration dates, and per-dealer data export (DSAR) plus audit/OFAC CSV exports are available through the platform for audit and data-request purposes.
AutoDealer.io provides compliance workflow tools for dealers. It is not a law firm, credit-reporting agency, or identity-verification provider, and it does not provide legal, tax, or compliance advice. OFAC screening is name-match only and flags potential matches for human review; it is not a guarantee against a sanctions violation. FTC notices are templates you complete and review. You remain responsible for compliance with the Red Flags Rule, FTC Safeguards Rule, OFAC requirements, and all applicable laws — verify your program with your own counsel.
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Start your free trial — OFAC screening, the Red Flags checklist, FTC notice templates, and the audit log are part of the platform. No setup fees, cancel anytime.