Dealer compliance software built into every deal

It is a sanctions check, not a credit check. The buyer’s and co-buyer’s names are matched against the U.S. Treasury OFAC lists, the SDN list and the Consolidated list with their aliases, refreshed every day. Matching is fuzzy on purpose, so it flags possible matches for a person to review, and an unresolved match blocks the sale. Nothing pulls credit or reports to a credit bureau.

In AutoDealer.io, Mark sold is refused on any deal until the buyer, and the co-buyer if there is one, are screened under their current names, whatever the deal type or the amount. Those are the two people the app screens, by the names on their customer records. Whether anyone else in a deal should be checked is a question for your own compliance program and your counsel.

An owner or admin manager opens the deal’s Compliance step and compares the listed entry, its match percentage, source list and sanctions program, with the buyer’s ID. Screening matches names only, so a date of birth or an address is checked against your own documents. Write a note, then choose Mark false positive if it is not your buyer, or Confirm hit if it is. A confirmed hit keeps the sale blocked: stop the transaction and follow your OFAC reporting obligations.

No. A salesperson can run the screening and complete the Red Flags check, but only an owner or admin manager can resolve a match, and only they can look at a cleared match again. When a screening flags someone, every owner and admin manager gets a notification on the bell, except the person who ran it, and the morning message names a match that has waited a day.

It is a checklist a person completes. There is no identity verification or KYC vendor behind it, and nothing checks whether an ID document is genuine. The assistant can read a photo of a driver’s license to fill in a customer record, but that never ticks the checklist. Your staff member checks the buyer’s government-issued photo ID against five items, notes any discrepancy and attests, and the deal keeps that record with their name and the time.

It gives you a starter template for each, labeled Draft in the app. You tick them on the deal’s Paperwork step, and they are filled from the deal when it is marked sold. Nothing sends them on its own. They do not fetch credit data or make a credit decision, and they are not legal advice: review them with your counsel before you use them. The privacy notice and the odometer statement are starters too.

It writes neither. The Compliance page tracks the parts of your Safeguards program: the Qualified Individual, risk assessments, training and incidents. It sets the owner who signs up as Qualified Individual from day one and shows the card in red if nobody is assigned. Writing the program, and deciding which parts of the rules apply to a dealership your size, is for you and your counsel. AutoDealer.io is not a law firm and does not give legal advice.

It can tell you, and it cannot clear. Ask “is this deal clear to sell?” or “anything blocking a sale?” and it reads the OFAC results, the Red Flags check and the Mark sold gate, for one deal or every open deal, and says what a person must do next. It can prepare a re-screen card for you to approve, and that card never runs on Autopilot. It never clears or confirms a match, and its own Mark sold meets the same OFAC gate.

Yes, through support. Screenings, match decisions, Red Flags checks and Safeguards records are written to the audit log, which owners and admin managers read and filter on screen by staff member, action, record or date. There is no self-serve download of the audit log today. For a lender, an examiner or a dispute, our support team produces a copy for you.