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Out-the-door price calculator: tax, title and fees by state

See what a car really costs to drive away: price plus sales tax, the doc fee, title and registration, minus trade-in and rebates. Pick your state and the calculator applies its tax rules, county surtax and trade-in credit included, and shows its doc fee cap and title fee next to the fee fields, on the same tax math AutoDealer.io uses to desk deals.

Purchase details

Out-the-door price

$27,349
Taxable amount
$25,000
Sales tax
$1,750
Fees (doc + title/reg/other)
$599
Less trade-in & rebates
− $0

Estimate only. Tax rules and fees vary by state, county, and dealer, so confirm the exact figure with the selling dealer. Does not include extended warranties or other optional products.

The four parts of an out-the-door price

Every out-the-door figure is the same four parts, added in the same order.
01

The price

The agreed selling price of the car, before tax. A rebate or incentive comes off the total at the end.

02

Sales tax

A percentage of the taxable amount. Most states tax the price after the trade-in credit, some cap the tax or the local part, and three states charge none on a car.

03

The dealer doc fee

The dealer’s charge for preparing the paperwork. Some states cap it in dollars, others only regulate how it is shown. The calculator shows your state’s rule beside the field.

04

Title and registration

Government fees passed through to the state and county. Title is usually one fixed fee; registration often depends on the car’s weight, value, age or fuel.

Sales tax and fees in all 50 states and DC

The state sales tax rate on a used car from a dealer, whether a trade-in lowers it, the doc fee rule, the state title fee and how registration is set. Fees read from official sources on 2026-10-15.

StateSales taxTrade-in lowers taxDoc feeTitle feeRegistrationSources
Alabama2% plus local up to 5%YesNot confirmed$15$23Tax, Doc fee, Title, Registration
Alaska0% plus local up to 7%PartlyNo dollar cap$15$100Tax, Doc fee, Title, Registration
Arizona5.6% plus local up to 5.5%YesNo dollar cap$4VariesTax, Doc fee, Title, Registration
Arkansas6.5% plus local up to 6.125%YesCap $129$10VariesTax, Doc fee, Title, Registration
California7.25% plus local up to 4%NoCap $85$15VariesTax, Doc fee, Title, Registration
Colorado2.9% plus local up to 8.3%YesNo dollar cap$7.20VariesTax, Doc fee, Title, Registration
Connecticut6.35%YesNo dollar cap$25$120Tax, Doc fee, Title, Registration
Delaware5.25%PartlyNo dollar cap$35$40Tax, Doc fee, Title, Registration
District of ColumbiaVaries by vehicleNoNot confirmed$30VariesTax, Title, Registration
Florida6% plus local up to 2%YesNo dollar cap$70VariesTax, Doc fee, Title, Registration
Georgia7%YesNo dollar cap$18$20Tax, Doc fee, Title, Registration
Hawaii4% plus local up to 0.5%NoNo dollar cap$10VariesTax, Doc fee, Title, Registration
Idaho6%YesNo dollar cap$14VariesTax, Doc fee, Title, Registration
Illinois6.25% plus local up to 3.5%YesNot confirmed$165$151Tax, Doc fee, Title, Registration
Indiana7%YesCap $261.72$15$21.35Tax, Doc fee, Title, Registration
Iowa5%YesCap $180$35VariesTax, Doc fee, Title, Registration
Kansas6.5% plus local up to 5.5%YesNot confirmed$10VariesTax, Title, Registration
Kentucky6%YesNot confirmed$9$21Tax, Title, Registration
Louisiana5% plus local up to 7%YesCap $436$68.50VariesTax, Doc fee, Title, Registration
Maine5.5%YesNo dollar cap$33$35Tax, Doc fee, Title, Registration
Maryland6.5%YesCap $800$200VariesTax, Doc fee, Title, Registration
Massachusetts6.25%YesNo dollar cap$75$60Tax, Doc fee, Title, Registration
Michigan6%PartlyCap $280$15VariesTax, Doc fee, Title, Registration
Minnesota6.875%YesCap $350$8.25VariesTax, Doc fee, Title, Registration
Mississippi5%YesCap $425$9VariesTax, Doc fee, Title, Registration
Missouri4.225% plus local up to 6.75%YesCap $620.79$8.50VariesTax, Doc fee, Title, Registration
MontanaNoneNo taxNo dollar cap$12VariesTax, Doc fee, Title, Registration
Nebraska5.5% plus local up to 2%YesNot confirmed$10VariesTax, Doc fee, Title, Registration
Nevada6.85% plus local up to 1.525%YesNo dollar cap$28.25VariesTax, Doc fee, Title, Registration
New HampshireNoneNo taxNot confirmed$35VariesTax, Doc fee, Title, Registration
New Jersey6.625%YesNo dollar cap$60VariesTax, Doc fee, Title, Registration
New Mexico4%YesNot confirmedNot confirmedVariesTax, Title, Registration
New York4% plus local up to 4.875%YesCap $175$50VariesTax, Doc fee, Title, Registration
North Carolina3%YesNo dollar cap$66.75$46.25Tax, Doc fee, Title, Registration
North Dakota5%YesNot confirmed$5VariesTax, Title, Registration
Ohio5.75% plus local up to 2.5%PartlyCap $398$18$36Tax, Doc fee, Title, Registration
Oklahoma3.25%YesNo dollar cap$11VariesTax, Doc fee, Title, Registration
OregonNoneNo taxCap $250$101VariesTax, Doc fee, Title, Registration
Pennsylvania6% plus local up to 2%YesCap $490$72$48Tax, Doc fee, Title, Registration
Rhode Island7%YesCap $400$53.50VariesTax, Doc fee, Title, Registration
South Carolina5%YesNo dollar cap$15$40Tax, Doc fee, Title, Registration
South Dakota4%YesNot confirmed$10VariesTax, Doc fee, Title, Registration
Tennessee7% plus local up to 2.75%YesNo dollar cap$11$26.50Tax, Doc fee, Title, Registration
Texas6.25%YesNo dollar cap$28$50.75Tax, Doc fee, Title, Registration
Utah4.85% plus local up to 5.2%YesNo dollar cap$6VariesTax, Doc fee, Title, Registration
Vermont6%YesNot confirmed$42$91Tax, Doc fee, Title, Registration
Virginia4.15%NoNo dollar cap$15VariesTax, Doc fee, Title, Registration
Washington6.5% plus local up to 4%YesCap $200$15VariesTax, Doc fee, Title, Registration
West Virginia6%YesNot confirmed$15$51.50Tax, Doc fee, Title, Registration
Wisconsin5% plus local up to 2.9%YesNo dollar cap$214.50$85Tax, Doc fee, Title, Registration
Wyoming4% plus local up to 3%YesNot confirmed$15VariesTax, Title, Registration

Rates are state rates; a local rate is added where the state allows one. Registration often adds county and fuel fees. For each state’s notes, disclosure rules and every source, see car dealer fees by state.

Out-the-door price FAQ

How tax, fees, and trade-ins factor into the real cost.

What is the out-the-door price?

The out-the-door (OTD) price is everything you actually pay to drive away: the vehicle price plus sales tax, the dealer doc fee, and title and registration, minus any trade-in credit and rebates. It is almost always higher than the advertised price.

How is sales tax calculated on a car?

Sales tax is a percentage of the taxable amount. In most states the taxable amount is the price after your trade-in credit, so a trade-in lowers the tax you owe; a few states tax the full price. Pick your state to load its own rules, county surtax included, or toggle "tax after the trade-in credit" yourself if you type a rate.

Does a trade-in lower my sales tax?

In most states, yes: you only pay tax on the difference between the car price and your trade-in value. This calculator applies that credit when the toggle is on, and always subtracts the full trade-in value from the out-the-door total.

Are these the exact numbers I will pay?

It is a close estimate. Tax rates and fees vary by state, county, and dealer, and some fees are capped by law. Always confirm the final out-the-door figure on the buyer’s order from the selling dealer.

Is the dealer doc fee capped?

In some states. Several set a dollar cap, some adjusted every year with inflation, and others set no cap but require a sign, a separate line on the buyer’s order or a notice that it is not a government fee. Pick your state above to see its rule next to the doc fee field.

How much are title and registration?

A state title fee is usually one fixed amount. Registration is flat in some states and figured from the car’s weight, value, age or fuel in most, with county fees on top. The table above shows each state’s title fee and whether registration is flat or varies.

Sales tax rules come from each state’s revenue department, motor vehicle agency or statute (September 2026); doc fee, title and registration rules from official sources read in October 2026. Each row’s sources are linked in the table. General information, not tax or legal advice.

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Build a deal with the vehicle, buyer, trade-in, taxes and fees. Review the figures and prepare the paperwork from the same record.