Out-the-door price calculator: tax, title and fees by state
See what a car really costs to drive away: price plus sales tax, the doc fee, title and registration, minus trade-in and rebates. Pick your state and the calculator applies its tax rules, county surtax and trade-in credit included, and shows its doc fee cap and title fee next to the fee fields, on the same tax math AutoDealer.io uses to desk deals.
Purchase details
Out-the-door price
- Taxable amount
- $25,000
- Sales tax
- $1,750
- Fees (doc + title/reg/other)
- $599
- Less trade-in & rebates
- − $0
Estimate only. Tax rules and fees vary by state, county, and dealer, so confirm the exact figure with the selling dealer. Does not include extended warranties or other optional products.
What the total includes
The four parts of an out-the-door price
The price
The agreed selling price of the car, before tax. A rebate or incentive comes off the total at the end.
Sales tax
A percentage of the taxable amount. Most states tax the price after the trade-in credit, some cap the tax or the local part, and three states charge none on a car.
The dealer doc fee
The dealer’s charge for preparing the paperwork. Some states cap it in dollars, others only regulate how it is shown. The calculator shows your state’s rule beside the field.
Title and registration
Government fees passed through to the state and county. Title is usually one fixed fee; registration often depends on the car’s weight, value, age or fuel.
By state
Sales tax and fees in all 50 states and DC
The state sales tax rate on a used car from a dealer, whether a trade-in lowers it, the doc fee rule, the state title fee and how registration is set. Fees read from official sources on 2026-10-15.
| State | Sales tax | Trade-in lowers tax | Doc fee | Title fee | Registration | Sources |
|---|---|---|---|---|---|---|
| Alabama | 2% plus local up to 5% | Yes | Not confirmed | $15 | $23 | Tax, Doc fee, Title, Registration |
| Alaska | 0% plus local up to 7% | Partly | No dollar cap | $15 | $100 | Tax, Doc fee, Title, Registration |
| Arizona | 5.6% plus local up to 5.5% | Yes | No dollar cap | $4 | Varies | Tax, Doc fee, Title, Registration |
| Arkansas | 6.5% plus local up to 6.125% | Yes | Cap $129 | $10 | Varies | Tax, Doc fee, Title, Registration |
| California | 7.25% plus local up to 4% | No | Cap $85 | $15 | Varies | Tax, Doc fee, Title, Registration |
| Colorado | 2.9% plus local up to 8.3% | Yes | No dollar cap | $7.20 | Varies | Tax, Doc fee, Title, Registration |
| Connecticut | 6.35% | Yes | No dollar cap | $25 | $120 | Tax, Doc fee, Title, Registration |
| Delaware | 5.25% | Partly | No dollar cap | $35 | $40 | Tax, Doc fee, Title, Registration |
| District of Columbia | Varies by vehicle | No | Not confirmed | $30 | Varies | Tax, Title, Registration |
| Florida | 6% plus local up to 2% | Yes | No dollar cap | $70 | Varies | Tax, Doc fee, Title, Registration |
| Georgia | 7% | Yes | No dollar cap | $18 | $20 | Tax, Doc fee, Title, Registration |
| Hawaii | 4% plus local up to 0.5% | No | No dollar cap | $10 | Varies | Tax, Doc fee, Title, Registration |
| Idaho | 6% | Yes | No dollar cap | $14 | Varies | Tax, Doc fee, Title, Registration |
| Illinois | 6.25% plus local up to 3.5% | Yes | Not confirmed | $165 | $151 | Tax, Doc fee, Title, Registration |
| Indiana | 7% | Yes | Cap $261.72 | $15 | $21.35 | Tax, Doc fee, Title, Registration |
| Iowa | 5% | Yes | Cap $180 | $35 | Varies | Tax, Doc fee, Title, Registration |
| Kansas | 6.5% plus local up to 5.5% | Yes | Not confirmed | $10 | Varies | Tax, Title, Registration |
| Kentucky | 6% | Yes | Not confirmed | $9 | $21 | Tax, Title, Registration |
| Louisiana | 5% plus local up to 7% | Yes | Cap $436 | $68.50 | Varies | Tax, Doc fee, Title, Registration |
| Maine | 5.5% | Yes | No dollar cap | $33 | $35 | Tax, Doc fee, Title, Registration |
| Maryland | 6.5% | Yes | Cap $800 | $200 | Varies | Tax, Doc fee, Title, Registration |
| Massachusetts | 6.25% | Yes | No dollar cap | $75 | $60 | Tax, Doc fee, Title, Registration |
| Michigan | 6% | Partly | Cap $280 | $15 | Varies | Tax, Doc fee, Title, Registration |
| Minnesota | 6.875% | Yes | Cap $350 | $8.25 | Varies | Tax, Doc fee, Title, Registration |
| Mississippi | 5% | Yes | Cap $425 | $9 | Varies | Tax, Doc fee, Title, Registration |
| Missouri | 4.225% plus local up to 6.75% | Yes | Cap $620.79 | $8.50 | Varies | Tax, Doc fee, Title, Registration |
| Montana | None | No tax | No dollar cap | $12 | Varies | Tax, Doc fee, Title, Registration |
| Nebraska | 5.5% plus local up to 2% | Yes | Not confirmed | $10 | Varies | Tax, Doc fee, Title, Registration |
| Nevada | 6.85% plus local up to 1.525% | Yes | No dollar cap | $28.25 | Varies | Tax, Doc fee, Title, Registration |
| New Hampshire | None | No tax | Not confirmed | $35 | Varies | Tax, Doc fee, Title, Registration |
| New Jersey | 6.625% | Yes | No dollar cap | $60 | Varies | Tax, Doc fee, Title, Registration |
| New Mexico | 4% | Yes | Not confirmed | Not confirmed | Varies | Tax, Title, Registration |
| New York | 4% plus local up to 4.875% | Yes | Cap $175 | $50 | Varies | Tax, Doc fee, Title, Registration |
| North Carolina | 3% | Yes | No dollar cap | $66.75 | $46.25 | Tax, Doc fee, Title, Registration |
| North Dakota | 5% | Yes | Not confirmed | $5 | Varies | Tax, Title, Registration |
| Ohio | 5.75% plus local up to 2.5% | Partly | Cap $398 | $18 | $36 | Tax, Doc fee, Title, Registration |
| Oklahoma | 3.25% | Yes | No dollar cap | $11 | Varies | Tax, Doc fee, Title, Registration |
| Oregon | None | No tax | Cap $250 | $101 | Varies | Tax, Doc fee, Title, Registration |
| Pennsylvania | 6% plus local up to 2% | Yes | Cap $490 | $72 | $48 | Tax, Doc fee, Title, Registration |
| Rhode Island | 7% | Yes | Cap $400 | $53.50 | Varies | Tax, Doc fee, Title, Registration |
| South Carolina | 5% | Yes | No dollar cap | $15 | $40 | Tax, Doc fee, Title, Registration |
| South Dakota | 4% | Yes | Not confirmed | $10 | Varies | Tax, Doc fee, Title, Registration |
| Tennessee | 7% plus local up to 2.75% | Yes | No dollar cap | $11 | $26.50 | Tax, Doc fee, Title, Registration |
| Texas | 6.25% | Yes | No dollar cap | $28 | $50.75 | Tax, Doc fee, Title, Registration |
| Utah | 4.85% plus local up to 5.2% | Yes | No dollar cap | $6 | Varies | Tax, Doc fee, Title, Registration |
| Vermont | 6% | Yes | Not confirmed | $42 | $91 | Tax, Doc fee, Title, Registration |
| Virginia | 4.15% | No | No dollar cap | $15 | Varies | Tax, Doc fee, Title, Registration |
| Washington | 6.5% plus local up to 4% | Yes | Cap $200 | $15 | Varies | Tax, Doc fee, Title, Registration |
| West Virginia | 6% | Yes | Not confirmed | $15 | $51.50 | Tax, Doc fee, Title, Registration |
| Wisconsin | 5% plus local up to 2.9% | Yes | No dollar cap | $214.50 | $85 | Tax, Doc fee, Title, Registration |
| Wyoming | 4% plus local up to 3% | Yes | Not confirmed | $15 | Varies | Tax, Title, Registration |
Rates are state rates; a local rate is added where the state allows one. Registration often adds county and fuel fees. For each state’s notes, disclosure rules and every source, see car dealer fees by state.
FAQ
Out-the-door price FAQ
What is the out-the-door price?
The out-the-door (OTD) price is everything you actually pay to drive away: the vehicle price plus sales tax, the dealer doc fee, and title and registration, minus any trade-in credit and rebates. It is almost always higher than the advertised price.
How is sales tax calculated on a car?
Sales tax is a percentage of the taxable amount. In most states the taxable amount is the price after your trade-in credit, so a trade-in lowers the tax you owe; a few states tax the full price. Pick your state to load its own rules, county surtax included, or toggle "tax after the trade-in credit" yourself if you type a rate.
Does a trade-in lower my sales tax?
In most states, yes: you only pay tax on the difference between the car price and your trade-in value. This calculator applies that credit when the toggle is on, and always subtracts the full trade-in value from the out-the-door total.
Are these the exact numbers I will pay?
It is a close estimate. Tax rates and fees vary by state, county, and dealer, and some fees are capped by law. Always confirm the final out-the-door figure on the buyer’s order from the selling dealer.
Is the dealer doc fee capped?
In some states. Several set a dollar cap, some adjusted every year with inflation, and others set no cap but require a sign, a separate line on the buyer’s order or a notice that it is not a government fee. Pick your state above to see its rule next to the doc fee field.
How much are title and registration?
A state title fee is usually one fixed amount. Registration is flat in some states and figured from the car’s weight, value, age or fuel in most, with county fees on top. The table above shows each state’s title fee and whether registration is flat or varies.
Sources
- FTC: Automobile industry pricing transparency FAQs
- CFPB: What can I negotiate when shopping for a car?
Sales tax rules come from each state’s revenue department, motor vehicle agency or statute (September 2026); doc fee, title and registration rules from official sources read in October 2026. Each row’s sources are linked in the table. General information, not tax or legal advice.
Keep the deal figures and paperwork together
Build a deal with the vehicle, buyer, trade-in, taxes and fees. Review the figures and prepare the paperwork from the same record.