Dealer floor plan software for every floored car, its balance and its next curtailment

No. It is the dealership’s own record of what it owes: its lines, the cars on them, what has been paid and what is due next. A lender does not use it or see it, and nothing in it is sent to a lender. Your lender’s statement stays the record you settle against.

No. There is no connection to any lender’s system. You set up your lines and enter your payments yourself, and the app does not pull balances or statements from a lender. The provider list is a fixed directory: if your lender is not in it, pick the closest one and put the lender’s name in the line’s nickname.

No. The APR on a line is kept for reference, and nothing accrues day by day. When you record a payment, enter the interest from the lender statement as its own part of the payment. Interest never lowers the balance; only principal does. To estimate interest before you floor a car, try the free calculator.

A curtailment is a principal payment your lender expects while a car stays on the line. When you attach a car, the schedule is built from the line: its curtailment percentage of the starting balance every 30 days from the day you attach it, with whatever is left due at the end of the term. The 30 day interval is fixed, so a lender on another rhythm will not match it. The Floor plan page lists the curtailments due in the next 30 days and marks the overdue ones.

Marking the deal or the car sold records a payoff for the remaining principal and closes its open curtailments, for every floored car, with no switch to turn it off. It is a record, not a payment, and the payoff carries no interest, so record any final interest first. A car is sold out of trust when it is sold and the lender is not paid off within the time your agreement allows. The software cannot prevent that, because it never pays the lender: pay through your usual channel and check the lender’s statement.

No. The aging buckets count your floored cars by how long they have been on the line, from the day each one was attached, and flag the ones at 90 days or more. Reports, Financial adds the dollars behind them. It tells you which cars to move and which curtailments come first. It does not check your records against a lender’s statement.

Yes to both. Ask “what curtailments are due this week?” or “how much room is left on the line?” and it reads the same lines, schedules and payments as the Floor plan page, answers within your role and lists its sources. Each morning it also tells owners and admin managers about any curtailment due within 7 days, and again if one goes overdue, in the assistant chat and on Telegram if you connected it. It never records a payment or a payoff.

A floor plan audit, or floor check, is your lender confirming that each car it floored is on your lot or paid off. Before one, ask the assistant to list your floored cars with their stock numbers, balances and days on the line, and check that list against the lender’s. Each car’s Floor plan card shows its payments and its payoff, and the audit log shows who recorded each one.

Owners, admin managers and accounting. Salespeople cannot open the Floor plan page or a car’s Floor plan card. Owners and admin managers add lines and void payments; owners, admin managers and accounting attach cars, record payments and pay off.