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Stripe payment integration for car dealers: card and bank payments that record themselves

Connect your own Stripe account to AutoDealer.io and take car-sale payments, loan installments and invoices by card or bank account. Each payment records itself on the deal, the loan or the invoice, and the money goes straight to your bank. AutoDealer.io never holds it. Stripe payments come with the Max plan.

What the Stripe integration does for you

The owner connects it once. After that, every card or bank payment lands where it belongs.
  • Takes the payment

    A deposit, down payment or balance on a deal, a loan installment or an invoice, at the desk or by an emailed link. Borrowers also pay from their account page on your website, and customers pay an invoice from its link.

    Card or bank account
  • Records it by itself

    When Stripe confirms a payment, it lands on the right deal, loan or invoice and the balance goes down. Nobody types it in.

    Automatic
  • Reverses what comes back

    A bank payment that bounces, a full refund or a dispute you lose is reversed on the deal, the loan or the invoice by itself.

    Automatic
  • Leaves the money with you

    Payments settle from your own Stripe account to your bank. You are the merchant, and you handle refunds and disputes in the Stripe Dashboard.

    Your Stripe account

Stripe payment integration for car dealers: card and bank payments that record themselves

Taking a card payment and then typing it into your DMS is two jobs. With your own Stripe account connected to AutoDealer.io, it is one. A buyer pays a deposit, a down payment or the balance on a car, a borrower pays an installment from their account page, a customer pays an invoice from its link, and each payment lands on its deal, loan or invoice when Stripe confirms it. The money goes from your own Stripe account to your bank, and the Payments page shows every payment, invoice and payout in one place.

  • Nothing to type in

    A card or bank payment through Stripe records itself on the deal, the loan or the invoice, with its amount and how it was paid, so the balance is right without anyone entering it.

  • Your money, your bank

    Payments are made on your own Stripe account and settle to your bank. AutoDealer.io never holds the money.

  • Books that match the bank

    The fee Stripe kept on each payment is booked as Merchant Processing Fees once Stripe reports it, normally within minutes, and each automatic payout is booked with the payments it carries, so its bank line matches your books.

From the payment to your bank, in three steps
  1. Your customer pays

    By card or bank account, on a secure payment page from your own Stripe account.

  2. Stripe confirms it

    A card payment is confirmed at once. A bank payment takes about four business days to clear.

  3. It records itself

    On the deal, the loan or the invoice, with its amount and how it was paid, and the money goes to your bank.

A bank payment that bounces, a full refund or a dispute you lose is reversed on the deal, the loan or the invoice by itself.

Take a payment on a deal

  • At the desk

    On the deal, choose Take a payment with Stripe, pick a deposit, a down payment or the balance, enter the amount and open the secure payment page on the desk screen. The buyer pays by card or bank account, whichever you turned on.

  • By email

    Or email the buyer a secure link to the same payment page, and they pay from their phone. The emailed link works for 24 hours.

  • Recorded on the deal

    When Stripe confirms the payment, it is recorded on the deal as a card or bank payment and the balance due goes down. One payment is never more than the balance due.

Borrowers pay their loan online or at the desk

  • From their account page

    Borrowers pay from their account page on your website by bank account, and by debit or credit card when you turn cards on. Each payment lands on the right loan by itself.

  • From the loan page

    When a borrower calls or comes in, the owner, a manager or accounting opens a secure payment page from the loan, on the desk screen or by an emailed link. The payment lands on the loan by itself, and open pages never add up to more than the payoff.

  • No late fee while a bank payment clears

    A bank payment counts from the day the borrower paid, so no late fee lands while it clears.

  • Automatic payments, when you offer them

    A signed-in borrower can turn on automatic payments with a card or bank account. Each payment is taken on its due date, they can turn it off any time, and it is never required.

Bill for anything that is not a car sale

  • Make the invoice

    Title work after the sale, a repair, parts, storage or detailing: pick from the things you bill for, mark the taxed lines, and email the invoice to the customer or copy its link.

  • Paid on your website

    The link opens the invoice on your own website, with your header and footer. The customer pays what is owed by card or bank account, and the payment records itself on the invoice.

  • Reminders and the books

    Turn reminders on and the customer gets an email the day before it is due, and one more a week after if it is still unpaid. The invoice and its payments are booked by themselves.

All of it in one place

  • Every payment in one list

    The Payments page lists every customer payment from deals, loans and invoices, by hand or through Stripe, with what was collected, what is still clearing, what is waiting to be paid and what needs a look.

  • Automatic payouts, line by line

    Each automatic payout Stripe makes to your bank is listed with the payments, refunds and fees it carries, each linked to its deal, loan or invoice.

  • Matched to your bank

    An automatic payout is booked by itself, so its bank line matches your books. A payout you start yourself in Stripe is booked with one button, and money you took outside AutoDealer.io is shown for you to match by hand.

What you need

  • Your own Stripe account

    The owner connects Stripe under Settings, Customer payments, and finishes the setup steps with Stripe. The account is yours, with the full Stripe Dashboard.

  • The Max plan

    Stripe payments, invoices and the Payments page come with in-house financing on the Max plan.

    See pricing 

  • Your dealer license number

    Your state dealer license number has to be saved under Settings, Dealer info, before the owner connects Stripe.

What Stripe handles

  • Fees and limits

    Stripe sets the fees and limits for your account and takes its fees from your payments. AutoDealer.io adds no fee of its own.

  • Refunds and disputes

    You give refunds and answer disputes in the Stripe Dashboard. A full refund or a dispute you lose is reversed on the deal or the loan by itself.

  • Cards, bank accounts or both

    The owner chooses which your customers can use. A card payment is paid at once; a bank payment takes about four business days to clear.

Good to know

Payments run through your own Stripe account, under your own agreement with Stripe. Stripe sets the fees and the limits, and refunds and disputes are handled in the Stripe Dashboard. Payments are taken from a deal, a loan, an invoice or the borrower’s account page: there are no card readers, no surcharges and no deposit button on the cars on your website. Stripe is a trademark of its respective owner; AutoDealer.io is not affiliated with or endorsed by Stripe.

What the Stripe integration does, and what it does not

What it does

  • Takes a deposit, down payment or balance on a deal by card or bank account, at the desk or by an emailed link
  • Takes loan installments from the borrower’s account page by bank account, and by card when you turn cards on
  • Takes a loan payment from the loan page, at the desk or by an emailed link
  • Takes payment on an invoice from its link on your website, or at the desk
  • Records each payment on its deal, loan or invoice by itself when Stripe confirms it
  • Reverses a bounced bank payment, a full refund or a lost dispute by itself
  • Lets a signed-in borrower turn on automatic payments, when you offer them
  • Books the fee Stripe kept as Merchant Processing Fees
  • Lists each automatic payout with the payments it carries, and books it by itself

What it does not do

  • Hold your money. It settles to your bank from your own Stripe account.
  • Take payments without a Stripe account of your own
  • Take a deposit from a car’s page on your website, or work with card readers at the desk
  • Add a surcharge or a convenience fee to a payment
  • Set fees or limits. Stripe sets them for your account.

Stripe payment questions

What the Stripe integration does, what you need and who handles what.

Does AutoDealer.io integrate with Stripe?

Yes. On the Max plan, the owner connects your own Stripe account under Settings, Customer payments. Then staff take car-sale payments from a deal and loan payments from the loan, borrowers pay their loan from their account page, customers pay invoices from their link, and every payment records itself on the deal, the loan or the invoice.

How to take payments with Stripe 

Who holds the money?

You do. Payments are made on your own Stripe account and settle to your bank. You are the merchant on every payment, and AutoDealer.io never holds the money.

What does it cost?

Stripe payments come with the Max plan, and AutoDealer.io adds no fee to a payment. Stripe charges you its own fees on each payment, at the rates it sets for your account. You can try Max free for 14 days.

See pricing 

Can customers pay by debit or credit card?

Yes, when you turn cards on. The owner chooses bank account payments, card payments or both, and the choice holds for car sales and loan installments alike.

What happens with refunds and disputes?

You handle them in the Stripe Dashboard. On a deal, every refund you give there records itself on the deal, partial or full. On a loan, a full refund is reversed by itself, and a partial one leaves the loan as it is and tells your managers. A dispute on a bank payment comes off at once, a card dispute only if you lose it, and an inquiry from the bank changes nothing.

Can borrowers pay automatically?

Yes, when you offer it. A signed-in borrower turns on automatic payments from their account page with a card or bank account, and each payment is taken on its due date. They can turn it off any time, and it is never a condition of the loan. The owner chooses whether to offer it.

Is there a limit on one payment?

Stripe sets the limits for your account. On top of that, a payment on a deal is never more than its balance due, a loan payment is never more than the payoff, and an invoice is paid for what is still owed.

Can I bill a customer for something that is not a car?

Yes. On the Payments page, make an invoice for title work, a repair, parts, storage or anything else, then email it to the customer or copy its link. The customer opens it on your website and pays by card or bank account, the payment records itself on the invoice, and the invoice and its payments are booked by themselves. With reminders on, the customer gets an email the day before it is due and one more a week after.

How do Stripe payouts reach my books?

Each automatic payout Stripe makes to your bank shows on the Payments page with the payments, refunds and fees it carries, and it is booked by itself, from Stripe Clearing to your bank account, so its bank line matches your books. A payout you start yourself in Stripe is booked with one button, and money you took outside AutoDealer.io is shown for you to match by hand in Books.

How payouts reach your books 

Can the AI assistant help with payments?

Yes, for the owner, managers and accounting. Ask what came in this week, which invoices are overdue, whether a payment cleared or what a payout carried, and it answers from your own records with a link to each one. It also prepares an invoice, a payment link or a payment you received for you to approve: anything that moves money or reaches a customer waits for a person, one card at a time. Owners and managers can also turn on a morning message that names an overdue invoice, a Stripe payment that could not be placed on its deal, loan or invoice and waits for a decision, and a payout that needs a person.

See the AI assistant 

Can a customer pay a deposit from my website?

Not from a car’s page on your website. A deposit is taken from the deal: open the payment page at the desk, or email the buyer a link. On your website, a borrower pays their loan from their account page and a customer pays an invoice from its link.

Every record. A clearer next step.

Take payments that record themselves

Keep your deals, loans, invoices and books in AutoDealer.io, connect your own Stripe account, and every card or bank payment lands where it belongs. It comes with the Max plan.

14-day free trial. Nothing is charged until it ends.